Decades of Service, One Relationship at a Time
Catalyzing Growth, Empowering Communities
Build Your Future,
One Deposit at a Time
Our Banking Accounts
Empowering Your Account with Cooperative Trust
Rooted in Legacy, Growing with You.
Savings & Personal Accounts
Savings accounts for individuals and families with attractive interest, easy withdrawals, and digital support.
Business Accounts
Current accounts curated for traders, SMEs, professionals, and institutions for smooth day-to-day transactions.
Daily Deposit schemes
Daily Deposit schemes (if part of your offerings) for micro-businesses and self-employed customers to build savings gradually.
Fixed Deposit Account
Fixed Deposits offering stable returns with flexible tenures to suit short-term and long-term savings goals.
Recurring Deposits Account
Recurring Deposits enabling customers to save monthly towards future needs such as education, marriage, or asset purchase.
Special Schemes
Special deposit certificates or schemes (e.g., tax saver, senior citizen bonus rate, if applicable) with a short benefit summary.
Number of Members
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Total Deposits
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Total Loans
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Our Roots
With 47 years of experience since 1978
In 1978, in the then undivided Dakshina Kannada district, a small group of visionary leaders came together with a collective dream and a timeless belief: “All for each and each for all.” They imagined a bank that would belong to its members—a bank that would protect their hard-earned savings while empowering them to dream bigger and achieve more.
Our Loan Offerings
Loans
Fueling Your Ambitions Through Flexible Financial Pathways
About Us
Rooted in Trust, Nurturing Success Since 1978
Mahalakshmi Co-operative Bank is a leading urban co-operative bank in Coastal Karnataka, serving members across multiple districts with a strong focus on inclusive growth and community welfare.
Chairman's Message
Shri Yashpal A Suvarna
On behalf of Mahalakshmi Cooperative Bank Ltd., Udupi, I extend my warmest greetings to all visitors of our official website. It is both a privilege and a joy to welcome you to explore our wide range of member-focused banking services, designed with care, trust, and responsibility.
Banking Benefits
Banking With Heart, Built on Trust
Transforming Financial Services Into Life Success Stories
Build Wealth with High Returns
Enjoy competitive interest rates of up to 9% that help your savings grow steadily and securely.
Instant Account Notifications
Receive real-time SMS alerts to stay updated, maintain control, and never miss important transactions.
Safe & Trusted Locker Facilities
Protect your valuables with secure deposit lockers designed for reliability and peace of mind.
Payment Transfer Facilities
RTGS and NEFT transfer facilities are available.
Anytime Banking Access
Use our prepaid ATM card for safe, flexible, and convenient access to your money whenever you need it.
Smart Banking Made Easy
Handle your finances smoothly with user-friendly banking solutions at your fingertips.
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