Services
“Beyond Banking, Built for You.”
Mahalakshmi Cooperative Bank offers a comprehensive range of services and facilities designed to make banking seamless, secure, and accessible for its members.
All branches are integrated through a Core Banking System, enabling efficient cash transactions, deposits, loan servicing, and remittance facilities across the network. Members benefit from the convenience of any-branch banking, supported by reliable systems and streamlined processes.
Through these moments, ideas take shape, relationships deepen, and values are quietly reaffirmed—turning events into experiences, and experiences into stories that stay with the community long after the moment has passed.
To facilitate quick and secure fund movement, the Bank provides nationwide money transfer services, including NEFT and RTGS, along with other electronic payment channels.
Enhancing everyday convenience, the Bank offers UPI-enabled payments, ATM access, mobile banking facilities, passbook printing, SMS alerts, and cheque services, allowing members to manage their accounts with ease and confidence.
In addition, the Bank extends value-added services such as Mobile Banking Services, E-Stamping Facilities, and Safe Locker Services, ensuring that both financial and documentation needs are addressed under one trusted roof.
Nationwide Money Transfer Facility
The association provides a nationwide fund transfer system that enables its members to send and receive money securely and efficiently across the country.
Safety and Security Facilities
For security, the headquarters and all branches of the Society are provided with CCTVs. Similarly security guards are assigned to buildings where association branches exist.
RTGS / NEFT Facilities
RTGS and NEFT facilities are provided to enable safe, fast, and convenient electronic transfer of funds for members.
E-Stamping Facility
The Association provides access to the State Government’s e-stamping facility, enabling members to obtain e-stamps easily, securely, and in accordance with government regulations.
Mobile Banking Facility
Service provided by a bank that allows customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet.
Safety Locker Facility
The bank provides safety locker facilities to customers for the secure storage of valuables and important documents, ensuring safety and confidentiality.
ATM Facility
The bank provides ATM facilities to enable customers to withdraw cash and access basic banking services conveniently at any time.