Loan Interest Rate
Loans and Advances: | Percentage |
Jewel Loan (1 year repayment term) | 12.00 % |
Express Jewel Loan (6 months repayment term) | 12.50% |
Vehicles Loans Non Commercial | 13.00 % |
Vehicles Loans Commercial | 13.50 % |
Vehicles Loans 2nd Hand | 14.50% |
Housing Loan New Construction | 10.50 % |
Housing Loan Old (Repair & Renovation) | 13.50 % |
Mortgage Loans/ Hypothecation of Machinery and Boats and Activities allied to Agriculture
Loans and Advances: | Percentage |
a) Upto Rs.5.00 lakhs | 14.00 % |
b) Rs.5.00 lakhs above upto Rs.10.00 lakhs | 14.50 % |
c) Rs.10.00 lakhs above | 14.00 % |
Personal Loans | 16.50% |
Cash Credit/ Overdraft | 14.00 % |
LIC/ NSC | 15.00 % |
Loan on term deposits | 2 % over and above the deposit rate |
Loan on J N D | 10.00% |